Credit Hawk Privacy Policy
This Mobile Application is brought to you by Credit Hawk. Credit Hawk respects the privacy of your
personally identifiable information. To better protect your privacy, we provide this notice explaining our
information practices and the choices available to you concerning the way that we use the information collected
on this Mobile Application.
The services are operated in the United States and intended for users located in the United States.
Mobile Application
Some of our Services may be provided through an application on your mobile, tablet, computer, or similar device
(“Mobile Application”). Our Mobile Application may collect information including Personal Information or other
information that you provide (e.g. name, age, gender, address), or Usage Information that is automatically
collected and stored. We may also collect and use technical data and related information, including but not
limited to, preferred language, phone number or other unique Device Identifiers assigned to your mobile device,
technical information about your mobile device, system and application software, and peripherals that is
gathered periodically to facilitate the provision of software updates, product support and other services to you (if
any) relayed to such Mobile Applications, We may associate your unique Device Identifier or Mobile Application
Usage Information with any Personal Information you provide but will treat the combined information as Personal
Information as long as it is combined.
Information Collection and Use
We collect your personally identifiable information when you register or sign up to receive products and/or
services on the Mobile Application, even if you do not complete your registration by clicking next/submit. The
types of personally identifiable information that we collect on this Mobile Application, during registration and
when you make a purchase include, without limitation, your name, street address, e-mail address and telephone
numbers. In addition, we may request information about your use of, or interest in, the types of products and
services offered by the third-party advertisers with whom we have partnered to offer you the products and
services available on this Mobile Application.
Any personal information that you submit on the Mobile Application remains your property. However, by
submitting that information to us, you grant to us the right to use your personal information for any legal purpose
including, without limitation: a) transferring your personal information to a third party to effectuate a purchase
from a third party advertiser on the Mobile Application; b) marketing purposes such as sharing your information
with third party advertisers, partners, and associates; c) providing promotional offers to you by means of e-mail
advertising, telemarketing, text messaging, direct mail marketing, pop-ups, pop-unders and/or online banner
advertising. If you would like to be removed from these programs, please follow the opt-out instructions in these
programs. By filling out or submitting a registration form or partial registration form you are consenting to
receive
offers from us and third marketers via email, telemarketing postal mail and or SMS text message wireless or
other mobile offering to your cell phone. You understand that your wireless carrier's standard charges and rates
apply to these messages. For SMS text messages, you may remove our information by replying 'stop', 'end', or
'quit' to the SMS text message you have received and we will remove your personal information within 10 days of
receiving such request; d) tracking compliance with our Terms and Conditions; and e) for validation,
suppression, content improvement and feedback purposes. You specifically authorize, and provide your express
consent to receive, telemarketing calls from us and our third-party marketing partners, including auto-dialed
calls, on your landline telephone and/or your cell phone (if number was provided). You understand that wireless
carrier standard rates may apply to any calls to your cell phone. You agree that Credit Hawk may contact you
at any time with updates and/or any other information that we may deem appropriate for you to receive in
connection with your continued use of the Mobile Application. We also reserve the right to release current or past
member information in the event that we believe that this Mobile Application is being or has been used to commit
unlawful acts, if the information is subpoenaed, if Credit Hawk is sold or acquired or when we deem it
necessary or appropriate. By agreeing to this Privacy Policy, you hereby consent to disclosure of any record or
communication to any third party when we, in our sole discretion, determine the disclosure to be appropriate,
including, without limitation, sharing your e-mail address with other third parties for suppression purposes in
compliance with the requirements of the CAN-SPAM Act of 2003, as amended from time to time.
In addition, you agree that by submitting your personal information on the Mobile Application, such act
constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule,
16 CFR §310 et seq. (the "ATSR"). Notwithstanding that your telephone number may be listed on the Federal
Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the
ATSR. Moreover, by registering with, making a purchase from, or requesting information from, a third party
advertiser at or through the Mobile Application, such action shall constitute a purchase, an inquiry and/or an
application with the respective third party advertiser for purposes of the ATSR and you may be contacted via e-
mail, direct mail and/or telemarketing by such third party advertiser in accordance with the ATSR.
We may share with third party advertisers certain Mobile Application usage information of individuals that have
received targeted promotional campaigns for the purpose of formatting future campaigns and upgrading visitor
information used in reporting statistics. For this purpose, we may track some of the pages that you visit on our
application through the use of pixel tags (also called clear gifs). By submitting information at and/or registering
on this Mobile Application, you agree to allow us to share such application usage information with third
parties.
Credit Hawk as an Agent
Please be advised that in certain circumstances, Credit Hawk acts as a limited agent for the actual seller of the
products and/or services available for purchase at or through the Mobile Application. In these circumstances: 1)
you will be redirected to the applicable seller's website after you have completed the application page; 2) Credit
Hawk will collect and send your personal information to the respective seller in connection with completing
your purchase from the seller; and 3) your purchase will subject you to the seller's privacy policy.
Third Party Links
Credit Hawk does not endorse, nor is Credit Hawk responsible for the accuracy of, the privacy policies
and/or terms and conditions of each of the third party advertisers that may advertise on this Mobile Application.
The entities that advertise and/or place banner ads on this Mobile Application including, but not limited to, these
third party advertisers, are independent third parties and are not affiliated with Credit Hawk.
Your Choices
You may request that we not share your information with third parties by visiting:
http://www.credithawk.com/app/unsubscribe and
filling out the appropriate information. Please note that
changing your preferences regarding the receipt of marketing communications from us will not prevent other
companies with which we already have shared your information, including third party advertisers, from continuing
to provide you with offers. When contacted by these companies, you should notify them directly of your choices
regarding their use and sharing of your information. In addition, please note that if you subsequently sign up for
another one of our product or service offerings, you will need to reconfirm any information sharing preferences
that you have previously changed.
Non-Personally Identifiable Information
We may collect certain non-personally identifiable information about you when you visit many of the pages of this
Mobile Application. This non-personally identifiable information includes, without limitation, the type of browser
that you use (e.g., Safari, Firefox, Netscape, Internet Explorer, etc.), your IP address, the type of operating
system that you use (e.g., Mac OS, Windows, Linux, etc.) and the domain name of your Internet service provider
(e.g., America Online, EarthLink, Netzero, etc.).
We use the non-personally identifiable information that we collect to improve the design and content of our
Mobile Application and to enable us to personalize your Internet experience. We also may use this information in
the aggregate to analyze application usage, as well as to offer you products and services. We also reserve the
right to use aggregate or group data about our visitors for lawful purposes. Aggregate or group data is data that
describes the demographics, usage and/or characteristics of our visitors as a group. By visiting and/or supplying
your personal information at this Website, you agree to allow us to provide such aggregate data to third
parties.
We also may use "cookies" to enhance your experience in using our Mobile Application. Cookies are text files
that we place in your computer's browser to store your preferences. We use cookies to understand usage, to
personalize your experience, and to improve the content and offerings on our Mobile Application.
Location Information
Credit Hawk will not collect your specific location information without your consent. However, we may ask your
consent to using location-enabled services on your Device so that we can collect, share and process information
about your specific location to enhance our Services and offers to you, using things like GPS or Wi-Fi access
point information. If at any point you no longer wish to allow us use location-enabled services on your Device,
you may disable this feature through your device settings. We may also use IP address or other Device
identifiers for approximate location information, like your city or state.
Minors
We do not knowingly collect information from minors under the age of 18. No information should be submitted to,
or posted at, this Website by individuals under 18 years of age. We encourage parents and guardians to spend
time online with their children and to participate and monitor the interactive activities of their children.
The services are not intended for anyone under the age of 18. We do not knowingly collect any Personal
information from children younger than the age of 18. We will delete any Personal information collected that we
determine to be from a user younger than the age of 18. If you are a parent or guardian of a child under the age
of 18 and believe he or she has disclosed Personal information or other information to us, please contact us
at [email protected] via email or write to us
at: Credit Hawk, Attn: Legal Department, PO Box
1275 Indiana PA 15701.
Security
We employ industry standard security measures to safeguard against unauthorized access to information that
we collect online.
Acceptance
By using the Mobile Application and/or agreeing to receive information via e-mail from Credit Hawk, you agree
to this Privacy Policy. We reserve the right, in our sole discretion, to change, modify, add and/or remove portions
of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on
the Website. Please check this page periodically for any changes. Your continued use of the App and/or
acceptance of our e-mail communications following the posting of changes to this Privacy Policy will constitute
your acceptance of any and all changes.
Contact Us
If you have any questions regarding this statement, or would like more information on our privacy practices,
please contact us Credit Hawk PO Box 1275 Indiana PA 15701.
To opt-out of any future messages please visit http://www.credithawk.com/app/unsubscribe
Dated: March 28, 2024